All Loans > Car Loans > Admiral Car Loans Calculator
Important disclosure

Admiral Car Loans Overview

admiral logo

Admiral first started as a car insurance provider in the UK in 1993. Fourteen years later, they expanded their business to offer personal finance, including car loans. They’re committed to delivering a simple, easy, and rewarding experience to all their customers.

Is your next car purchase around the corner, and you’re needing the funds for it? There are many options available in the UK for a car loan. One of those is Admiral car finance. Want to know how much the monthly payment might be? Use the Admiral car finance calculator to find out what fits within your budget.

Terms from 1 to 10 years. Representative example: 5-year £10,000 loan with comparison rates from 2.8% to 49.9% APR would cost between £10,728 and £27,321, including fees. The interest can vary between £728 and £17,321.

Overview of Admiral car loans

How do you know which car loan is right for you? You can only answer this by researching what each lender’s offer is. Below are what you’re getting with an Admiral car loan:

  • Amount between £1,000 to £30,000
  • Term between 1 year to 5 years
  • Fixed APR (currently 9.9%)
  • Loan quote with zero impact on your credit score
  • Short application process
  • Repayments through direct debits
  • Online loan account management

If you want to know more about Admiral loans, you can visit the website here.

Application process

How do you know if you’re qualified for an Admiral car loan? You must make sure that you:

  • Are a permanent resident of England, Wales, or Scotland
  • Have lived in the UK for the past 3 years
  • Earn regular income or pensions of at least £15,000 yearly
  • Own a UK-based bank account
  • Have no record of bankruptcy
  • Maintain a good credit history

When you formally apply, you’ll have to provide Admiral with your:

  • Personal information
  • Bank account information
  • Financial information about monthly income and expenses

 

Admiral car loan calculator

Provider
Product Information
EST Monthly
Repayment
Interest
Rate
Repayment
Period
Loan
Amounts
Sort loans by

Loan Amount

£20,000

Term

60 months

Change
Admiral

Admiral Car Finance - Personal Contract Purchase (PCP)

Admiral Car Finance - Personal Contract Purchase (PCP)
EST Monthly Repayment
£402 Inclusive of fees
EST Monthly Repayment
7.63%
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£1,000
to £25,000
GO TO SITE
Take control of your car finance with a representative of 7.9% APR
Admiral

Admiral Car Finance - Hire Purchase

Admiral Car Finance - Hire Purchase
EST Monthly Repayment
£402 Inclusive of fees
EST Monthly Repayment
7.63%
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£1,000
to £25,000
GO TO SITE
Take control of your car finance with a representative of 7.9% APR
Admiral

Admiral Car Finance - Unsecured

Admiral Car Finance - Unsecured
EST Monthly Repayment
£402 Inclusive of fees
EST Monthly Repayment
7.63%
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£1,000
to £25,000
GO TO SITE
Take control of your car finance with a representative of 7.9% APR
Featured
Carmoola

Car Hire Purchase

EST Monthly Repayment
£474 Inclusive of fees
Interest Rate
14.80%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
£2,000
to £40,000
GO TO SITE
Carmoola's rates start as low as 6.9% for loans of between £2k - 40k over one to five years. Representative APR: 14.8%. Buy your dream car in minutes with Carmoola's virtual card, with a £0 minimum deposit. Carmoola is an entirely digital, app-based lender. No sales calls or paperwork! Take control and manage your loan in-app.

BestLoanRates.co.uk provides factual information in relation to financial products. While BestLoanRates.co.uk attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and, to the best of our knowledge, is correct at the time of publishing. The information published on BestLoanRates.co.uk is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product, you will be dealing directly with that provider and not with BestLoanRates.co.uk. BestLoanRates.co.uk recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information, please see BestLoanRates.co.uk's Terms of Use.

Minimum and maximum loan periods vary between 1 month and 10 years. APR varies between 2.80% and 71.30% p.a. Total interest repayments vary between £435 and £1,019 over the life of the loan. *APR is based on an unsecured loan of R£15,000 for a term of 3 years. WARNING: This APR is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different APR. These rates can change without further notice. All rates quoted are per annum.

Admiral car loans FAQs

Can I trust Admiral as a lender?

Of course! The Financial Conduct Authority regulates all of Admiral’s loans.

Will Admiral require a deposit from me for my car loan?

No, they won’t. Their car loans are just like a personal loan, so there’s no deposit needed.

Will I own the car after I buy it with my Admiral car loan?

You bet! And the nice thing is, you don’t need it to secure your car loan!

What will the APR of my Admiral car loan be?

The current APR is 9.9%, although it may still differ. Admiral will factor in your loan amount, loan term, and personal circumstances for this. The highest this can be is 39.9%. See how the APR can affect your monthly payment with the Admiral car loan calculator.

Can I top up on my Admiral car loan?

Indeed! One option is to have a new separate loan. Another is to settle your existing loan, and have a new one with excess funds. To qualify, however, you must’ve made 6 payments already, and have a good payment history.

Do Admiral offer joint car loans?

Sadly, not at this time. Admiral only accepts applications from sole or single borrowers.

Can I apply for an Admiral car loan even if my credit history is bad?

Go ahead! However, keep in mind that Admiral may not approve your application. You may want to improve your credit score first before doing so.

Take a deeper look at Admiral car loans here:

.

Bestloanrates.co.uk provides factual information in relation to financial products. While Bestloanrates.co.uk attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the produc provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on Bestloanrates.co.uk is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with Bestloanrates.co.uk. Bestloanrates.co.uk recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information please see Bestloanrates.co.uk’s Terms of Use and Services Guide.

© 2024 Bestloanrates.co.uk