Important disclosure

Personal Loan Calculator UK

Wondering how much your monthly repayments will be?

Our personal loan calculator is the perfect tool to help you find out. Just enter in your loan amount and term, and we’ll show you how much your monthly repayments will be from some of the UK’s top lenders. This way, you can easily compare interest rates and find the best deal for you.

With a personal loan, you can borrow what you need to cover any expenses – whether it’s for a new car, home improvements or even just consolidating your debts. So why wait? Use our calculator to get started today.

Use our personal loan calculator below to figure out your estimated repayment and apply online in minutes.

Personal loan calculator

Loan Amount

£10,000

Term

3 months

FCMB Bank

FCMB Bank personal loans

EST Monthly Repayment
EST Monthly Repayment
N/A
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£5,000
to £50,000
n/a
Hoares Bank

Hoares Bank personal loans

EST Monthly Repayment
EST Monthly Repayment
N/A
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£7,500
to £25,000
We offer mortgages, loans, arranged overdrafts, guarantees and indemnities in a wide range of currencies. The rate of interest payable depends on the individual circumstances of each customer and may be subject to change in the future.
Shawbrook Bank

Shawbrook Bank personal loans

EST Monthly Repayment
EST Monthly Repayment
N/A
APR
EST Monthly Repayment
12 months
to 84 months
EST Monthly Repayment
£1,000
to £30,000
As well as offering guaranteed rates, we give you the flexibility you need. We offer loans from £1,000 to £30,000 with loan terms from one to seven years.
thinkmoney

thinkmoney personal loans

EST Monthly Repayment
EST Monthly Repayment
N/A
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£100
to £25,000
We work with lenders to help you find a loan to suit your needs, whether you’re looking to buy a car, go on the holiday of a lifetime or get a gift for someone special.
Cahoot

Cahoot personal loans (7,500 - 20,000)

EST Monthly Repayment
EST Monthly Repayment
2.80%
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£7,500
to £20,000
You can apply online for a personal loan provided by Santander UK plc to help turn your plans into reality. Credit subject to status. Terms and conditions apply.
Marks & Spencer

Marks & Spencer personal loans (7,500 - 15,000)

EST Monthly Repayment
EST Monthly Repayment
2.80%
APR
EST Monthly Repayment
12 months
to 84 months
EST Monthly Repayment
£7,500
to £15,000
Repay your loan over a period of 12 to 84 months on loans between £1,000 and £20,000, or over a period of 12 to 60 months on loans between £20,001 and £25,000
MBNA

MBNA personal loans (7,500 - 25,000)

EST Monthly Repayment
EST Monthly Repayment
2.80%
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£7,500
to £25,000
You can choose how much money you want to borrow at a fixed rate, then choose over how long you want to pay it back. This will allow you to pay back your loan each month with an amount to suit your budget.
Sainsbury's Bank

Sainsbury's Bank personal loans (7,500 - 25,000)

EST Monthly Repayment
EST Monthly Repayment
2.80%
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£7,500
to £25,000
Planning a big event or purchase? Maybe you’re planning some home improvements or buying a new family car – it all adds up. You’ve come to the right place – a Sainsbury’s Bank Loan could be the answer.
TSB

TSB personal loans (7,500 - 25,000)

EST Monthly Repayment
EST Monthly Repayment
2.80%
APR
EST Monthly Repayment
12 months
to 84 months
EST Monthly Repayment
£7,500
to £25,000
Our 5 star rated loans help customers to borrow well. ? ? With loans from £1,000 to £25,000 (or £300* to £50,000 for TSB current account customers). Our lowest rate: 3.2% APR representative for loans between £7,500 and £25,000 for 1 - 5 years.
Nationwide

Nationwide personal loans (7,500 - 25,000)

EST Monthly Repayment
EST Monthly Repayment
2.90%
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£7,500
to £25,000
Paying off your debt using a Nationwide loan could give you the chance to take control of your finances.
Tesco Bank

Tesco Bank personal loans (7,500 - 15,000)

EST Monthly Repayment
EST Monthly Repayment
2.90%
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£7,500
to £15,000
A loan from Tesco Bank could be a great way to fund a home improvement project, upgrade your car, or help to cover the cost of your wedding.
Virgin Money

Virgin Money personal loans (7,000 - 14,999)

EST Monthly Repayment
EST Monthly Repayment
2.90%
APR
EST Monthly Repayment
12 months
to 84 months
EST Monthly Repayment
£7,000
to £14,999
Special surprise or a serious buy we’ve got a loan you’ll love. A special occasion, a once-in-a-lifetime break, or a little more oomph in your home. Whatever you're leaning towards, you'll love our personal loan.
Yorkshire Bank

Yorkshire Bank personal loans (7,000 - 14,999)

EST Monthly Repayment
EST Monthly Repayment
2.90%
APR
EST Monthly Repayment
12 months
to 84 months
EST Monthly Repayment
£7,000
to £14,999
We've joined forces with Virgin Money and the team has been busy behind the scenes to bring the brands together and create one brilliant bank under the Virgin Money name
Santander

Santander personal loans for £7,500-£15,000

EST Monthly Repayment
EST Monthly Repayment
3.00%
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£7,500
to £15,000
You are eligible if you’re 21 or over and live in the UK permanently, you have a regular yearly income of £6,000+, you are able to make your repayments by Direct Debit, and you haven’t been declared bankrupt, had a CCJ or an IVA within the last 6 years. All credit is subject to status and credit checks.
HSBC

HSBC personal loans (7,000 - 14,999)

EST Monthly Repayment
EST Monthly Repayment
3.10%
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£7,000
to £14,999
Make your plans a reality with a personal loan with fixed monthly payments, an instant credit decision, quick access to funds and no arrangement fee.
Post Office Money

Post Office Money personal loans (7,500 - 14,999)

EST Monthly Repayment
EST Monthly Repayment
3.10%
APR
EST Monthly Repayment
12 months
to 84 months
EST Monthly Repayment
£7,500
to £14,999
Post Office Personal Loans are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender.
The AA

The AA personal loans (7,500 - 15,000)

EST Monthly Repayment
EST Monthly Repayment
3.10%
APR
EST Monthly Repayment
12 months
to 84 months
EST Monthly Repayment
£7,500
to £15,000
Personal loan with breakdown cover Loans from £1,000 to £25,000 with no arrangement or set-up fees. Provided by Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender.
Hitachi Finance

Hitachi Personal Finance personal loans (7,500 - 25,000)

EST Monthly Repayment
EST Monthly Repayment
3.20%
APR
EST Monthly Repayment
24 months
to 60 months
EST Monthly Repayment
£7,500
to £25,000
Award-winning Personal Loans Make it happen, Make it Hitachi Personal Finance
First Direct

First Direct personal loans (5,000 - 29,999)

EST Monthly Repayment
EST Monthly Repayment
3.30%
APR
EST Monthly Repayment
12 months
to 84 months
EST Monthly Repayment
£5,000
to £29,999
Make bigger purchases more manageable with a Personal Loan at 3.3% APR representative. Apply via the App or Online Banking and you could get the money in minutes.
NatWest

NatWest personal loans (7,500 - 19,999)

EST Monthly Repayment
EST Monthly Repayment
3.40%
APR
EST Monthly Repayment
24 months
to 96 months
EST Monthly Repayment
£7,500
to £19,999
If you're thinking about changing your car, tidying up your finances or making some improvements to your home, a loan from us could be the helping hand you need.
RBS

RBS personal loans (7,500 - 19,999)

EST Monthly Repayment
EST Monthly Repayment
3.40%
APR
EST Monthly Repayment
24 months
to 60 months
EST Monthly Repayment
£7,500
to £19,999
If you're thinking about changing your car, sprucing up your home or planning your dream wedding, a Royal Bank of Scotland loan could help get you there.
Ulster Bank

Ulster Bank personal loans (7,500 - 19,999)

EST Monthly Repayment
EST Monthly Repayment
3.40%
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£7,500
to £19,999
Representative 3.4% APR This rate is available on loans between £7,500 and £19,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR.
Halifax

Halifax personal loans (7,500 - 24,999)

EST Monthly Repayment
EST Monthly Repayment
3.50%
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£7,500
to £24,999
Are you thinking of buying a new car, doing a spot of DIY or tidying up your borrowing but you are not sure how much to borrow? Use our loan calculator to help you.
Bank of Scotland

Bank of Scotland personal loans (7,500 - 24,999)

EST Monthly Repayment
EST Monthly Repayment
3.90%
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£7,500
to £24,999
Personal Loan rate of 3.9% APR representative on loans from £7,500 to £35,000 over 1 to 5 years
Lloyds Bank

Lloyds Bank personal loans

EST Monthly Repayment
EST Monthly Repayment
3.90%
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£7,500
to £25,000
Log on to Internet Banking to see how much you could borrow and if you’re likely to be approved. This won't affect your credit score. 3.9% APR Representative on a Personal Loan between £7,500 and £25,000 over 1 to 5 years.
123

BestLoanRates.co.uk provides factual information in relation to financial products. While BestLoanRates.co.uk attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and, to the best of our knowledge, is correct at the time of publishing. The information published on BestLoanRates.co.uk is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product, you will be dealing directly with that provider and not with BestLoanRates.co.uk. BestLoanRates.co.uk recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information, please see BestLoanRates.co.uk's Terms of Use.

Minimum and maximum loan periods vary between 1 month and 10 years. APR varies between 2.80% and 71.30% p.a. Total interest repayments vary between £435 and £1,019 over the life of the loan. *APR is based on an unsecured loan of R£15,000 for a term of 3 years. WARNING: This APR is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different APR. These rates can change without further notice. All rates quoted are per annum.

.