Important disclosure

Hampshire Trust Bank Car Loans Overview

Hampshire Trust Bank logo

Hampshire Trust Bank (HTB) is a UK-based specialist bank that began business in 1977. Their main focus is supporting UK businesses through business financing and mortgage financing. They’ve since expanded to financial products for individuals, which include savings accounts and car loans.

Buying a new car is a major life decision many may not be ready for. You can get the financing you need today through a Hampshire Trust Bank car loan. Don’t let the thought of high monthly payments stop you. In fact, the HTB car loan calculator can estimate what payment fits within your budget.

Terms from 1 to 10 years. Representative example: 5 year £10,000 loan with comparison rates from 2.8% to 49.9% APR would cost between £10,728 and £27,321, including fees. The interest can vary between £728 and £17,321.

Introducing HTB car finance

Before going with any lender, you have to know the features of their car loan. This’ll make it easier for you to find the one that best fits your needs. For HTB, their car loans have the usual key features:

  • Minimum deposit required (between 20% to 50% of the car’s price)
  • Term between 1 year and 5 years
  • Fixed interest rate
  • Flexible options to decide how much you pay monthly

If you need more information, you can click here for HTB’s website.

How to apply

You have to get in touch with one of HTB’s car specialists. They’ll discuss more details on their various loan packages, as well as the application requirements. You can call a specialist through 020-7862-6262, or send an email at [email protected].

HTB will also perform a full credit check on your profile. Be prepared to provide any personal information or documents that they may need. These may be about your identity, your address, and your regular income and expenses.

 


Hampshire Trust Bank car loan calculator

Loan Amount

£20,000

Term

60 months

Hampshire Trust Bank

Hampshire Trust Bank Car Loans

EST Monthly Repayment
EST Monthly Repayment
9.99%
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£10,000
to £200,000
View Hampshire Trust Bank's website for more details on their car loans

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Minimum and maximum loan periods vary between 1 month and 10 years. APR varies between 2.80% and 71.30% p.a. Total interest repayments vary between £435 and £1,019 over the life of the loan. *APR is based on an unsecured loan of R£15,000 for a term of 3 years. WARNING: This APR is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different APR. These rates can change without further notice. All rates quoted are per annum.

HTB car loans FAQs

Is HTB a direct lender?

Indeed, they are. You will get your car loan directly from them.

Can I trust HTB for my car loan?

No worries about that! Both the Prudential Regulation Authority and the Financial Conduct Authority regulate all of HTB’s loans.

What is a fixed interest rate?

This just means you’ll be repaying the same amount on your loan until it ends. This way, you’re always sure of how much you’re paying for your loan every month.

How can I contact HTB about my car loan?

You can contact them through phone at 020-7862-6262, or through email at [email protected]. Another option is to write directly to their office at Bishopsgate, London. They are only open from 9AM to 5PM Mondays to Fridays, except bank holidays.

Can I pay off my HTB car loan in part or in full anytime?

Yes, HTB will allow this. Get in touch with one of their car specialists to know how to do this.

Can I top up on my HTB car loan?

Yes! You can apply for additional car financing with HTB.

Can I apply for an HTB car loan with a bad credit history?

Be our guest! But know that this doesn’t mean a sure approval of your application. You may want to improve your credit score first before trying.


Click on this link to learn more about HTB car loans

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