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Oplo Car Loan Overview

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The table below will give you a brief Oplo car loans review, including all the important details you must know.

How much will an Oplo car loan cost? Use the Oplo car loan calculator below to get estimated repayment amounts. Input the loan amount and adjust the terms using the sliders to compare different outcomes.

Terms from 1 to 10 years. Representative example: 5 year £10,000 loan with comparison rates from 2.8% to 49.9% APR would cost between £10,728 and £27,321, including fees. The interest can vary between £728 and £17,321.

Oplo car loans review

Oplo offers an unsecured personal loan that you can use to purchase a new car. Get a loan through Oplo’s easy online application you can complete in minutes.

Oplo car loan features

Thinking of applying for an Oplo car loan? Here are the key features and benefits to expect:

  • Loan amount and terms. Borrow £2,000 to £15,000, over terms from 2 to 6 years,
  • Flexible repayments. You have the option to settle your loan early, make lump sum payments or request a change in repayment dates.
  • Fast online process. Apply for an Oplo car loan online and get a decision in as fast as 5 minutes.
  • Bad credit can be considered. You can still apply for a car loan even if you have a bad credit history.

How to apply for an Oplo car loan?

Check that you’re eligible:

To qualify, you must:

  • Be 21 years or older
  • Be residing in the UK
  • Have a permanent paid employment
  • Earn a gross annual income greater than £15,000
  • Not have bankruptcy declaration, CCJs or IVAs (Individual Voluntary Arrangements)

What you’ll need:
Other than your personal and contact information like phone number and email address, you should also prepare the following when applying:

  • Valid IDs
  • Proof of address/es for the last 5 year
  • Employment history
  • Details of your income and expenses

 

Oplo car loan calculator

Provider
Product Information
EST Monthly
Repayment
Interest
Rate
Repayment
Period
Loan
Amounts
Sort loans by

Loan Amount

£20,000

Term

60 months

Change
Oplo

Oplo Car Loans

Oplo Car Loans
EST Monthly Repayment
£425 Inclusive of fees
EST Monthly Repayment
9.99%
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£10,000
to £250,000
GO TO SITE
View Oplo's website for more details on their car loans
Featured
Carmoola

Car Hire Purchase

EST Monthly Repayment
£474 Inclusive of fees
Interest Rate
14.80%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
£2,000
to £40,000
GO TO SITE
Carmoola's rates start as low as 6.9% for loans of between £2k - 40k over one to five years. Representative APR: 14.8%. Buy your dream car in minutes with Carmoola's virtual card, with a £0 minimum deposit. Carmoola is an entirely digital, app-based lender. No sales calls or paperwork! Take control and manage your loan in-app.

BestLoanRates.co.uk provides factual information in relation to financial products. While BestLoanRates.co.uk attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and, to the best of our knowledge, is correct at the time of publishing. The information published on BestLoanRates.co.uk is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product, you will be dealing directly with that provider and not with BestLoanRates.co.uk. BestLoanRates.co.uk recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information, please see BestLoanRates.co.uk's Terms of Use.

Minimum and maximum loan periods vary between 1 month and 10 years. APR varies between 2.80% and 71.30% p.a. Total interest repayments vary between £435 and £1,019 over the life of the loan. *APR is based on an unsecured loan of R£15,000 for a term of 3 years. WARNING: This APR is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different APR. These rates can change without further notice. All rates quoted are per annum.

Oplo Car Loan FAQs

Does Oplo conduct a credit check?

Oplo does a ‘soft’ credit check to determine a borrower’s eligibility and to give a quote for your loan. These soft checks help to protect the borrower’s credit score and will not make an impact on their records.

Oplo will only do a ‘hard’ credit check once a borrower accepts the quote. This type of credit check may affect one’s credit score.

Do I need to be a homeowner to get an Oplo car loan?

No. Oplo personal loans are unsecured, which means you do not need a home or any other asset as collateral. Therefore, you don’t need to be a homeowner.

How can I apply for an Oplo Car Loan?

Fill out the Oplo personal loan application to get a decision within minutes. You will need to provide your personal information, along with your address and employment details.

Once approved, you will get a quotation based on your personal situation, considering factors like your credit history, credit rating and financial status. This quotation is free from any obligation. You have the option to accept or decline it as you wish.

If accepted, your loan agreement will be sent via email. Sign and return it to Oplo and wait for confirmation. Once approved, the loan is to be deposited into your bank account. Repayments are made via a Direct Debit set up from your bank account.

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Bestloanrates.co.uk provides factual information in relation to financial products. While Bestloanrates.co.uk attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the produc provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on Bestloanrates.co.uk is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with Bestloanrates.co.uk. Bestloanrates.co.uk recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information please see Bestloanrates.co.uk’s Terms of Use and Services Guide.

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