All Loans > Car Loans > Pcf Car Loans Calculator
Important disclosure

PCF Bank Car Finance Overview

PCF Bank logo

The table below will give you an overview of PCF Bank car finance and how you can apply and get approved.

How much is the repayment for a PCF Bank car finance? Use the PCF car finance calculator below to find out estimated repayment costs. Type the amount you want to borrow and adjust the payment terms to your preference to see how much the possible repayment will be.

Terms from 1 to 10 years. Representative example: 5 year £10,000 loan with comparison rates from 2.8% to 49.9% APR would cost between £10,728 and £27,321, including fees. The interest can vary between £728 and £17,321.

PCF car finance review

PCF Bank offers car financing for both new and used cars. Their car financing option allows borrowers to also purchase a van or motorbike.

PCF car finance features

Thinking of applying for a PCF car finance? Here are the key features and benefits to expect:

  • Loan amount and terms. Borrow £2,500 and £250,000, over terms from 1 to 5 years.
  • Personalised quote. Get car financing options tailored to your personal financial situation.
  • Soft credit checks. PCF bank only does ‘soft credit’ checks to generate a quote for borrowers. This will not affect your credit score.
  • Fast application. Get a response within an hour and get approved within 2 hours.
  • Flexible repayment. You can request to adjust your repayment date or settle your car loan early through PCF bank’s website or via email or phone.

How to apply for a PCF Bank car financing?

Check that you’re eligible:

To qualify, you must:

  • Be 18 years or older
  • Be a UK resident
  • Have a source of income

What you’ll need:
Other than your personal and contact information like phone number and email address, you should also prepare the following when applying:

  • Valid IDs (driver’s licence or UK passport)
  • Address history for the past 3 years
  • Information on your employment or source of income

 

PCF Bank car finance calculator

Provider
Product Information
EST Monthly
Repayment
Interest
Rate
Repayment
Period
Loan
Amounts
Sort loans by

Loan Amount

£20,000

Term

60 months

Change
PCF

PCF Car Loans

PCF Car Loans
EST Monthly Repayment
£425 Inclusive of fees
EST Monthly Repayment
9.99%
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£10,000
to £250,000
GO TO SITE
View PCF's website for more details on their car loans
Featured
Carmoola

Car Hire Purchase

EST Monthly Repayment
£474 Inclusive of fees
Interest Rate
14.80%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
£2,000
to £40,000
GO TO SITE
Carmoola's rates start as low as 6.9% for loans of between £2k - 40k over one to five years. Representative APR: 14.8%. Buy your dream car in minutes with Carmoola's virtual card, with a £0 minimum deposit. Carmoola is an entirely digital, app-based lender. No sales calls or paperwork! Take control and manage your loan in-app.

BestLoanRates.co.uk provides factual information in relation to financial products. While BestLoanRates.co.uk attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and, to the best of our knowledge, is correct at the time of publishing. The information published on BestLoanRates.co.uk is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product, you will be dealing directly with that provider and not with BestLoanRates.co.uk. BestLoanRates.co.uk recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information, please see BestLoanRates.co.uk's Terms of Use.

Minimum and maximum loan periods vary between 1 month and 10 years. APR varies between 2.80% and 71.30% p.a. Total interest repayments vary between £435 and £1,019 over the life of the loan. *APR is based on an unsecured loan of R£15,000 for a term of 3 years. WARNING: This APR is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different APR. These rates can change without further notice. All rates quoted are per annum.

PCF Bank Car Financing FAQs

How long does it take to get a PCF car finance?

PCF Bank can process your loan application and finance your vehicle in as fast as 2 hours. In other cases, they can send the money within 48 hours, provided that all documents and information needed are complete

Does PCF Bank finance old cars?

PCF bank finances cars up to 13 years old and vans up to 10 years old, at the end of the agreement. They also offer finance on older classic cars, through their ‘Classic Car Finance’ option.

Does PCF Bank require balloon payments?

PCF Bank tries to provide borrowers with a personalised quote, based on their current financial status. They may require balloon payments if it seems to suit the borrower’s eligibility.

How can I apply for a PCF Bank Car Finance?

Borrowers can apply for a PCF car finance online through their website or via phone (020 7227 2426). They will receive a no-obligation quote. Once they decide to proceed, they must sign the agreement and submit all required documents. The money will then be sent to the supplier or dealer. Once done, the borrower can pick up his/her car.

.

Bestloanrates.co.uk provides factual information in relation to financial products. While Bestloanrates.co.uk attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the produc provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on Bestloanrates.co.uk is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with Bestloanrates.co.uk. Bestloanrates.co.uk recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information please see Bestloanrates.co.uk’s Terms of Use and Services Guide.

© 2024 Bestloanrates.co.uk