All Loans > Personal Loans > Bank Of Ireland Personal Loans Calculator
Important disclosure

Bank of Ireland (UK) Personal Loans Overview

Bank of Ireland logo
The table below provides all relevant information about personal loans Bank of Ireland offers.

How much a Bank of Ireland loan will cost? Use the Bank of Ireland personal loan calculator want to borrow. Simply input the amount and your preferred terms or adjust the sliders as needed.

Terms from 1 to 10 years. Representative example: 5 year £10,000 loan with comparison rates from 2.8% to 49.9% APR would cost between £10,728 and £27,321, including fees. The interest can vary between £728 and £17,321.

Bank of Ireland personal loans review

The Bank of Ireland offers fixed-rate personal loans. You can use it to spread out payments for major purchases, like a car, a wedding, your dream holiday, a home makeover, for medical expenses, or just for tidying up your finances.

Bank of Ireland UK loan features

Thinking of applying for a loan from the Bank of Ireland? Here are the key features and benefits to expect:

  • Loan amount and terms. You can borrow £1,000 to £25,000, available between 1 and 7 years
  • Instant decision. Apply online to get a decision within minutes
  • Fixed repayments. Your repayments will be the same amount every month, so no surprises.
  • No arrangement or set-up fees. Bank of Ireland offers free application and processing for personal loans

How to apply for a personal loan?

Check that you’re eligible:

To qualify, you must:

  • Be a UK resident for 3 years or more
  • Be over 21 years old and no older than 70 when the loan term ends
  • Have a regular income above £12,000/year
  • Hold a UK bank account or building society account (for direct debit payments)
  • Ensure you have a good credit rating and can meet the repayments
  • Not be anticipating any changes in your circumstances that can affect your income

What you’ll need:

Besides personal and contact information like phone number and email address, you should also prepare the following when applying:

  • Valid IDs
  • UK bank or building society account details
  • Employment information on your source/s of income
  • Details of your gross annual income (before tax)
  • Additional information regarding expenses like mortgage or rent payments

 

Bank of Ireland personal loan calculator

Provider
Product Information
EST Monthly
Repayment
Interest
Rate
Repayment
Period
Loan
Amounts
Sort loans by

Loan Amount

£20,000

Term

3 months

Change
Bank of Ireland

Bank of Ireland personal loans (€20,000 – €65,000)

Bank of Ireland personal loans (€20,000 – €65,000)
EST Monthly Repayment
£614 Inclusive of fees
EST Monthly Repayment
6.60%
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£2,000
to £65,000
Go to site
Whether you’re looking for your new car, making home improvements, planning a fabulous wedding or just tidying up your finances, a loan from Bank of Ireland UK could help make your dreams come true.
Bank of Ireland

Bank of Ireland personal loans (€10,000 – €19,999)

Bank of Ireland personal loans (€10,000 – €19,999)
EST Monthly Repayment
£620 Inclusive of fees
EST Monthly Repayment
7.30%
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£2,000
to £65,000
Go to site
Whether you’re looking for your new car, making home improvements, planning a fabulous wedding or just tidying up your finances, a loan from Bank of Ireland UK could help make your dreams come true.
Bank of Ireland

Bank of Ireland personal loans (€2,000 – €9,999)

Bank of Ireland personal loans (€2,000 – €9,999)
EST Monthly Repayment
£629 Inclusive of fees
EST Monthly Repayment
8.25%
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£2,000
to £65,000
Go to site
Whether you’re looking for your new car, making home improvements, planning a fabulous wedding or just tidying up your finances, a loan from Bank of Ireland UK could help make your dreams come true.
Featured
Nationwide

Nationwide personal loans (7,500 - 25,000)

EST Monthly Repayment
£581 Inclusive of fees
Interest Rate
2.90%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £25,000
Go to site
Paying off your debt using a Nationwide loan could give you the chance to take control of your finances.
Featured
Santander

Santander personal loans for £7,500-£15,000

EST Monthly Repayment
£582 Inclusive of fees
Interest Rate
3.00%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £15,000
Go to site
You are eligible if you’re 21 or over and live in the UK permanently, you have a regular yearly income of £6,000+, you are able to make your repayments by Direct Debit, and you haven’t been declared bankrupt, had a CCJ or an IVA within the last 6 years. All credit is subject to status and credit checks.
Featured
HSBC

HSBC personal loans (15,000 - 25,000)

EST Monthly Repayment
£590 Inclusive of fees
Interest Rate
3.90%
APR
Repayment Period
12 months
to 96 months
Loan Amounts
£15,000
to £25,000
Go to site
Make your plans a reality with a personal loan with fixed monthly payments, an instant credit decision, quick access to funds and no arrangement fee.
Featured
Barclays

Barclays personal loans (15,000 - 24,999)

EST Monthly Repayment
£616 Inclusive of fees
Interest Rate
6.80%
APR
Repayment Period
24 months
to 60 months
Loan Amounts
£15,000
to £24,999
Go to site
When it comes to putting your plans into action, it’s personal. And with a personalised loan just a few clicks away, getting things moving could be simpler than you think. Get your loan rate before you apply – without it affecting your credit score.

BestLoanRates.co.uk provides factual information in relation to financial products. While BestLoanRates.co.uk attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and, to the best of our knowledge, is correct at the time of publishing. The information published on BestLoanRates.co.uk is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product, you will be dealing directly with that provider and not with BestLoanRates.co.uk. BestLoanRates.co.uk recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information, please see BestLoanRates.co.uk's Terms of Use.

Minimum and maximum loan periods vary between 1 month and 10 years. APR varies between 2.80% and 71.30% p.a. Total interest repayments vary between £435 and £1,019 over the life of the loan. *APR is based on an unsecured loan of R£15,000 for a term of 3 years. WARNING: This APR is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different APR. These rates can change without further notice. All rates quoted are per annum.

Bank of Ireland (UK) FAQs

What is credit scoring and how does the Bank of Ireland use it?

Credit scoring is a standard process where financial institutions assess your eligibility for a loan based on the combination of information you provide. All Bank of Ireland UK Loan applications go through an automated credit scoring process. The decision is based on the information you can provide weighed against Bank of Ireland’s lending criteria and information obtained from both Credit Reference and Fraud Prevention Agencies.

How long will it take to get my loan?

Most of the time, the Bank of Ireland will provide you with an immediate decision for your loan application. If approved, you can expect the money to be in your account within 2 working days after they received your signed agreement. However, in instances that they need additional information or evidence of documentation from you, they will reach out to you by post within 5 days.

Does Bank of Ireland (UK) offer repayment breaks?

No, Bank of Ireland does not offer a payment break option for their personal loan product.

Learn more about Bank of Ireland in this video

.

Bestloanrates.co.uk provides factual information in relation to financial products. While Bestloanrates.co.uk attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the produc provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on Bestloanrates.co.uk is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with Bestloanrates.co.uk. Bestloanrates.co.uk recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information please see Bestloanrates.co.uk’s Terms of Use and Services Guide.

© 2024 Bestloanrates.co.uk