Your dream home makeover. A dream vacation. The dream wedding. It’s dreams like these that can spell our happiness. Sure, they always say money can’t buy you happiness. But, it feels wonderful when we can spend on the things we’ve long wanted. Right?
A BetterBorrow loan may be just what you need to finance your personal dream. You don’t even have to figure out the monthly repayment yourself. Head on over to the BetterBorrow loan calculator for an estimate of that cost.
Terms from 1 to 10 years. Representative example: 5 year £10,000 loan with comparison rates from 2.8% to 49.9% APR would cost between £10,728 and £27,321, including fees. The interest can vary between £728 and £17,321.
BetterBorrow loans review
Chetwood Financial is the bank behind the BetterBorrow loan program. It aims to provide cheaper loans and a painless application process to its customers.
BetterBorrow loans features
- Limit from £1,000 up to £12,000
- Term from 1 year to 5 years
- APR starting from 13%
- Zero setup fees
- Repayment by direct debits
- Soft-search quote that won’t touch your credit score
- Instant credit decision within minutes
- Simple application process (no long forms or sending documents in the mail)
- Access to funds within 2 hours (after you sign the agreement)
- Option for early repayments at no extra charge
- Dedicated customer service team via live chat, email or phone
For early loan repayments in full, expect to pay up to 58 days’ interest.
If you need more information, you can read up here.
How to apply
Finally pumping to get that loan? Be sure to check yourself first against these requirements:
- 18 years of age or more
- UK resident
- Owning a UK bank account
- Earning at least £12,000 yearly before taxes
- Good credit standing
All applicants must go through BetterBorrow’s website and fill in the form. You may need to provide additional information such as residential address history and monthly expenses.
Once you apply, BetterBorrow will perform a full credit search on your profile.
BetterBorrow personal loan calculator
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£1,000
to £12,000
BetterBorrow was created by British bank, Chetwood Financial, where we focus on making customers better off by using technology to create innovative, low cost products.
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £25,000
Paying off your debt using a Nationwide loan could give you the chance to take control of your finances.
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £15,000
You are eligible if youre 21 or over and live in the UK permanently, you have a regular yearly income of £6,000+, you are able to make your repayments by Direct Debit, and you havent been declared bankrupt, had a CCJ or an IVA within the last 6 years. All credit is subject to status and credit checks.
Repayment Period
12 months
to 96 months
Loan Amounts
£15,000
to £25,000
Make your plans a reality with a personal loan with fixed monthly payments, an instant credit decision, quick access to funds and no arrangement fee.
Repayment Period
24 months
to 60 months
Loan Amounts
£15,000
to £24,999
When it comes to putting your plans into action, its personal. And with a personalised loan just a few clicks away, getting things moving could be simpler than you think. Get your loan rate before you apply without it affecting your credit score.
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Minimum and maximum loan periods vary between 1 month and 10 years. APR varies between 2.80% and 71.30% p.a. Total interest repayments vary between £435 and £1,019 over the life of the loan. *APR is based on an unsecured loan of R£15,000 for a term of 3 years. WARNING: This APR is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different APR. These rates can change without further notice. All rates quoted are per annum.
