Want to know a quick recipe for happiness? First off is a dream or desire you may have had for a while now. Maybe it’s your own cozy caravan for the winter holidays. It could be a classy motorbike you could cruise on motorways with. Then again, it’s never too late to buy yourself a new luxury watch or set of jewelry!
The second ingredient is the funds you need to fulfill that dream or desire. You might think, given your limited budget, it’s totally out of the question. But let us tell you otherwise: it’s still possible! With £21,000 personal loans, access to cash is easy and within reach. You just need to commit to a monthly repayment with interest, until the loan is fully paid. And best of all, you can keep your budget intact the whole time!
No reason to rush into it, of course. Any financial decision needs careful thought, and we can help with that. Take a few minutes to read on for what you must know about personal loans.
Terms from 1 to 10 years. Representative example: 5 year £10,000 loan with comparison rates from 2.8% to 49.9% APR would cost between £10,728 and £27,321, including fees. The interest can vary between £728 and £17,321.
Repayments on a £21,000 personal loan
The amount you will have to repay each month for your personal loan may be different depending on the lender. The interest rate for a personal loan is based on things like your credit score and the length of the loan. For example, if you have a longer loan term, your monthly payment will be smaller, but you will pay more money over time. Additionally, different lenders may charge different administration fees, which can impact how much your personal loan costs in total.
Indicative costs when you borrow £21,000 over 60 months:
- Origination or administration fee: 0% up to 8% of the loan amount
- Interest rate (APR): 2.7% to 29.99%
- Monthly repayments: £375 and £679
- Total cost on a £21,000 loan: Between £22,473 and £40,758
From the example above, you can see that the interest rate greatly impacts how much the loan will cost in total.
£21000 Personal loan calculator
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £25,000
Paying off your debt using a Nationwide loan could give you the chance to take control of your finances.
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £15,000
You are eligible if youre 21 or over and live in the UK permanently, you have a regular yearly income of £6,000+, you are able to make your repayments by Direct Debit, and you havent been declared bankrupt, had a CCJ or an IVA within the last 6 years. All credit is subject to status and credit checks.
Repayment Period
12 months
to 96 months
Loan Amounts
£15,000
to £25,000
Make your plans a reality with a personal loan with fixed monthly payments, an instant credit decision, quick access to funds and no arrangement fee.
Repayment Period
24 months
to 60 months
Loan Amounts
£15,000
to £24,999
When it comes to putting your plans into action, its personal. And with a personalised loan just a few clicks away, getting things moving could be simpler than you think. Get your loan rate before you apply without it affecting your credit score.
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£5,000
to £50,000
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£7,500
to £25,000
We offer mortgages, loans, arranged overdrafts, guarantees and indemnities in a wide range of currencies. The rate of interest payable depends on the individual circumstances of each customer and may be subject to change in the future.
EST Monthly Repayment
12 months
to 84 months
EST Monthly Repayment
£1,000
to £30,000
As well as offering guaranteed rates, we give you the flexibility you need. We offer loans from £1,000 to £30,000 with loan terms from one to seven years.
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£100
to £25,000
We work with lenders to help you find a loan to suit your needs, whether youre looking to buy a car, go on the holiday of a lifetime or get a gift for someone special.
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£7,500
to £25,000
You can choose how much money you want to borrow at a fixed rate, then choose over how long you want to pay it back. This will allow you to pay back your loan each month with an amount to suit your budget.
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£7,500
to £25,000
Planning a big event or purchase? Maybe youre planning some home improvements or buying a new family car it all adds up. Youve come to the right place a Sainsburys Bank Loan could be the answer.
EST Monthly Repayment
12 months
to 84 months
EST Monthly Repayment
£7,500
to £25,000
Our 5 star rated loans help customers to borrow well. ? ? With loans from £1,000 to £25,000 (or £300* to £50,000 for TSB current account customers). Our lowest rate: 3.2% APR representative for loans between £7,500 and £25,000 for 1 - 5 years.
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£7,500
to £25,000
Paying off your debt using a Nationwide loan could give you the chance to take control of your finances.
EST Monthly Repayment
12 months
to 84 months
EST Monthly Repayment
£15,000
to £25,000
Post Office Personal Loans are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender.
EST Monthly Repayment
12 months
to 84 months
EST Monthly Repayment
£15,001
to £25,000
Personal loan with breakdown cover Loans from £1,000 to £25,000 with no arrangement or set-up fees. Provided by Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender.
EST Monthly Repayment
12 months
to 120 months
EST Monthly Repayment
£15,001
to £25,000
A loan from Tesco Bank could be a great way to fund a home improvement project, upgrade your car, or help to cover the cost of your wedding.
EST Monthly Repayment
12 months
to 84 months
EST Monthly Repayment
£15,000
to £24,999
Special surprise or a serious buy weve got a loan youll love. A special occasion, a once-in-a-lifetime break, or a little more oomph in your home. Whatever you're leaning towards, you'll love our personal loan.
EST Monthly Repayment
12 months
to 84 months
EST Monthly Repayment
£15,000
to £24,999
We've joined forces with Virgin Money and the team has been busy behind the scenes to bring the brands together and create one brilliant bank under the Virgin Money name
EST Monthly Repayment
24 months
to 60 months
EST Monthly Repayment
£7,500
to £25,000
Award-winning Personal Loans Make it happen, Make it Hitachi Personal Finance
EST Monthly Repayment
12 months
to 84 months
EST Monthly Repayment
£5,000
to £29,999
Make bigger purchases more manageable with a Personal Loan at 3.3% APR representative. Apply via the App or Online Banking and you could get the money in minutes.
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£7,500
to £24,999
Are you thinking of buying a new car, doing a spot of DIY or tidying up your borrowing but you are not sure how much to borrow? Use our loan calculator to help you.
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£20,001
to £25,000
You are eligible if youre 21 or over and live in the UK permanently, you have a regular yearly income of £6,000+, you are able to make your repayments by Direct Debit, and you havent been declared bankrupt, had a CCJ or an IVA within the last 6 years. All credit is subject to status and credit checks.
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£7,500
to £24,999
Personal Loan rate of 3.9% APR representative on loans from £7,500 to £35,000 over 1 to 5 years
EST Monthly Repayment
12 months
to 96 months
EST Monthly Repayment
£15,000
to £25,000
Make your plans a reality with a personal loan with fixed monthly payments, an instant credit decision, quick access to funds and no arrangement fee.
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£7,500
to £25,000
Log on to Internet Banking to see how much you could borrow and if youre likely to be approved. This won't affect your credit score. 3.9% APR Representative on a Personal Loan between £7,500 and £25,000 over 1 to 5 years.
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£1,000
to £35,000
Weve welcomed award-winning lender, RateSetter, into the Metro Bank family to bring our customers a personal loan thats easy to apply for and simple to manage.
EST Monthly Repayment
24 months
to 96 months
EST Monthly Repayment
£20,000
to £25,000
If you're thinking about changing your car, tidying up your finances or making some improvements to your home, a loan from us could be the helping hand you need.
EST Monthly Repayment
24 months
to 60 months
EST Monthly Repayment
£20,000
to £24,999
If you're thinking about changing your car, sprucing up your home or planning your dream wedding, a Royal Bank of Scotland loan could help get you there.
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£20,000
to £24,999
Representative 3.4% APR This rate is available on loans between £7,500 and £19,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR.
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£5,000
to £25,000
From home improvements to buying a car - a Danske Fixed Rate Personal Loan could help spread the cost. Plus, because we allow single and joint applications, you can apply with a partner or family member.
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Minimum and maximum loan periods vary between 1 month and 10 years. APR varies between 2.80% and 71.30% p.a. Total interest repayments vary between £435 and £1,019 over the life of the loan. *APR is based on an unsecured loan of R£15,000 for a term of 3 years. WARNING: This APR is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different APR. These rates can change without further notice. All rates quoted are per annum.
