Thinking about how your short-term future looks can be such a treat. Just imagine: what are you doing three to six months from now? You’re in a café, your fingers typing away on your newest high-end laptop. Or perhaps, you’re furnishing that new bedroom you’ve added to your flat for your toddler. Hey, how’s that dessert buffet from the five-star French hotel faring?
You can lock in that future soon with £30,000 personal loans. They’re a great financing option for borrowers who feel limited by their present budget. In fact, you get to decide the loan terms based on your financial pace. The lender will also help ensure you can pay it all back in the end. For all you dreamers out there who’ve been looking for a sign—this could be it!
Need a helping hand for your loan application? Say no more: the following guide on £30,000 personal loans will lead the way.
Terms from 1 to 10 years. Representative example: 5 year £10,000 loan with comparison rates from 2.8% to 49.9% APR would cost between £10,728 and £27,321, including fees. The interest can vary between £728 and £17,321.
Repayments on a £30,000 personal loan
The amount you have to repay monthly on a loan can vary with different lenders. The interest rate on a personal loan is based on things like your credit score and how long the loan lasts. If you want smaller monthly payments, you can choose a longer loan term, but it will cost more money in total. Additionally, different lenders may charge extra administration fees, which will impact how much your total loan costs.
Indicative costs when you borrow £30,000 over 60 months:
- Origination or administration fee: 0% up to 8% of the loan amount
- Interest rate (APR): 2.7% to 29.99%
- Monthly repayments: £535 and £970
- Total cost on a £30,000 loan: Between £32,104 and £58,225
From the example above, you can see that the interest rate greatly impacts how much the loan will cost over time.
£30000 Personal loan calculator
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £25,000
Paying off your debt using a Nationwide loan could give you the chance to take control of your finances.
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £15,000
You are eligible if youre 21 or over and live in the UK permanently, you have a regular yearly income of £6,000+, you are able to make your repayments by Direct Debit, and you havent been declared bankrupt, had a CCJ or an IVA within the last 6 years. All credit is subject to status and credit checks.
Repayment Period
12 months
to 96 months
Loan Amounts
£15,000
to £25,000
Make your plans a reality with a personal loan with fixed monthly payments, an instant credit decision, quick access to funds and no arrangement fee.
Repayment Period
24 months
to 60 months
Loan Amounts
£15,000
to £24,999
When it comes to putting your plans into action, its personal. And with a personalised loan just a few clicks away, getting things moving could be simpler than you think. Get your loan rate before you apply without it affecting your credit score.
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£5,000
to £50,000
EST Monthly Repayment
12 months
to 84 months
EST Monthly Repayment
£1,000
to £30,000
As well as offering guaranteed rates, we give you the flexibility you need. We offer loans from £1,000 to £30,000 with loan terms from one to seven years.
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£1,000
to £35,000
Weve welcomed award-winning lender, RateSetter, into the Metro Bank family to bring our customers a personal loan thats easy to apply for and simple to manage.
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£25,001
to £30,000
Planning a big event or purchase? Maybe youre planning some home improvements or buying a new family car it all adds up. Youve come to the right place a Sainsburys Bank Loan could be the answer.
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£25,000
to £35,000
Are you thinking of buying a new car, doing a spot of DIY or tidying up your borrowing but you are not sure how much to borrow? Use our loan calculator to help you.
EST Monthly Repayment
24 months
to 96 months
EST Monthly Repayment
£25,001
to £35,000
If you're thinking about changing your car, tidying up your finances or making some improvements to your home, a loan from us could be the helping hand you need.
EST Monthly Repayment
24 months
to 60 months
EST Monthly Repayment
£25,000
to £35,000
If you're thinking about changing your car, sprucing up your home or planning your dream wedding, a Royal Bank of Scotland loan could help get you there.
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£25,000
to £35,000
Representative 3.4% APR This rate is available on loans between £7,500 and £19,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR.
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£25,000
to £35,000
Personal Loan rate of 3.9% APR representative on loans from £7,500 to £35,000 over 1 to 5 years
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£2,000
to £65,000
Whether youre looking for your new car, making home improvements, planning a fabulous wedding or just tidying up your finances, a loan from Bank of Ireland UK could help make your dreams come true.
EST Monthly Repayment
12 months
to 120 months
EST Monthly Repayment
£25,001
to £35,000
A loan from Tesco Bank could be a great way to fund a home improvement project, upgrade your car, or help to cover the cost of your wedding.
EST Monthly Repayment
12 months
to 84 months
EST Monthly Repayment
£30,000
to £50,000
Make bigger purchases more manageable with a Personal Loan at 3.3% APR representative. Apply via the App or Online Banking and you could get the money in minutes.
EST Monthly Repayment
12 months
to 84 months
EST Monthly Repayment
£25,000
to £35,000
Special surprise or a serious buy weve got a loan youll love. A special occasion, a once-in-a-lifetime break, or a little more oomph in your home. Whatever you're leaning towards, you'll love our personal loan.
EST Monthly Repayment
12 months
to 84 months
EST Monthly Repayment
£25,000
to £35,000
We've joined forces with Virgin Money and the team has been busy behind the scenes to bring the brands together and create one brilliant bank under the Virgin Money name
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£2,000
to £65,000
Whether youre looking for your new car, making home improvements, planning a fabulous wedding or just tidying up your finances, a loan from Bank of Ireland UK could help make your dreams come true.
EST Monthly Repayment
24 months
to 60 months
EST Monthly Repayment
£25,000
to £50,000
When it comes to putting your plans into action, its personal. And with a personalised loan just a few clicks away, getting things moving could be simpler than you think. Get your loan rate before you apply without it affecting your credit score.
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£2,000
to £65,000
Whether youre looking for your new car, making home improvements, planning a fabulous wedding or just tidying up your finances, a loan from Bank of Ireland UK could help make your dreams come true.
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£2,000
to £50,000
Get a step closer to your dreams and goals by availing our Personal Loans and meet your financial needs. You can avail a personal loan to meet unexpected expenses, a dream holiday, school or college fees, wedding expenditure, home improvement expenses or even purchase of consumer durables.
EST Monthly Repayment
12 months
to 72 months
EST Monthly Repayment
£2,000
to £50,000
The Bank offers a range of lending services and products to its private and corporate clients. These services include loans, overdrafts, discounting of commercial drafts and other Trade Finance related activities.
EST Monthly Repayment
12 months
to 72 months
EST Monthly Repayment
£2,000
to £50,000
The Bank offers a range of lending services and products to its private and corporate clients. These services include loans, overdrafts, discounting of commercial drafts and other Trade Finance related activities.
EST Monthly Repayment
12 months
to 72 months
EST Monthly Repayment
£2,000
to £50,000
The Bank offers a range of lending services and products to its private and corporate clients. These services include loans, overdrafts, discounting of commercial drafts and other Trade Finance related activities.
EST Monthly Repayment
12 months
to 240 months
EST Monthly Repayment
£5,000
to £100,000
We could offer you a second mortgage of between £5,000 and £100,000 if you are a homeowner in England, Wales, Scotland or Northern Ireland.
EST Monthly Repayment
12 months
to 240 months
EST Monthly Repayment
£5,000
to £50,000
We provide specialised secured loans. However, we do it differently. Evolution Money are specialists in offering bespoke affordable secured loans to their customers.
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£5,000
to £100,000
Providing helpful everyday finance. Were the power behind some of the UKs best known brands, providing a range of helpful everyday finance solutions giving you flexibility and control.
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Minimum and maximum loan periods vary between 1 month and 10 years. APR varies between 2.80% and 71.30% p.a. Total interest repayments vary between £435 and £1,019 over the life of the loan. *APR is based on an unsecured loan of R£15,000 for a term of 3 years. WARNING: This APR is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different APR. These rates can change without further notice. All rates quoted are per annum.
