French global banking group BNP Paribas runs Creation Consumer Finance Limited. The latter is a direct lender in the UK offering retail finance like personal loans. They take pride in having helped 4 million customers in the last 45 years.
Creation loans may be what you need for that furniture, that appliance, or that car. Calculating the monthly cost is easy. Just use the Creation loan calculator below.
Terms from 1 to 10 years. Representative example: 5 year £10,000 loan with comparison rates from 2.8% to 49.9% APR would cost between £10,728 and £27,321, including fees. The interest can vary between £728 and £17,321.
Creation loans review
Creation Finance loans have different features, some of which you can tailor-fit to your preferences:
- Limit from £1,000 up to £25,000
- Term from 1 year to 5 years
- Fixed APR ranging between 3.9% to 28.9%
- Zero up-front fees
- Soft search quote
- Instant credit decision (most cases)
- Funds access within 5 working days (after signing of agreement)
- Zero early repayment charges
The minimum term of 1 year only applies to loans below £15,001.
Furthermore, Creation personal loans are available only to existing Creation customers. This means you must have an existing Creation credit card or store card already. Apply today if you don’t have one yet!
Should you want to know more, you may visit Creation’s website here.
How to apply for a Creation loan
You can apply for a Creation loan so long as you are:
- Aged 23 to 70 years old
- Not a student, homemaker or unemployed
- Earning at least £9,600 annually (after taxes)
- An owner of a UK-based bank or building society account
- Aren’t bankrupt
- A permanent UK resident
- An existing Creation customer or cardholder
Once you meet all of the above requirements, you can apply directly to Creation’s website.
You should prepare personal information while applying. This includes your mobile number, your present address, and details on your source of income. Creation Finance may also ask you to provide details on your monthly expenses.
Creation personal loan calculator
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£5,000
to £100,000
Providing helpful everyday finance. Were the power behind some of the UKs best known brands, providing a range of helpful everyday finance solutions giving you flexibility and control.
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £25,000
Paying off your debt using a Nationwide loan could give you the chance to take control of your finances.
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £15,000
You are eligible if youre 21 or over and live in the UK permanently, you have a regular yearly income of £6,000+, you are able to make your repayments by Direct Debit, and you havent been declared bankrupt, had a CCJ or an IVA within the last 6 years. All credit is subject to status and credit checks.
Repayment Period
12 months
to 96 months
Loan Amounts
£15,000
to £25,000
Make your plans a reality with a personal loan with fixed monthly payments, an instant credit decision, quick access to funds and no arrangement fee.
Repayment Period
24 months
to 60 months
Loan Amounts
£15,000
to £24,999
When it comes to putting your plans into action, its personal. And with a personalised loan just a few clicks away, getting things moving could be simpler than you think. Get your loan rate before you apply without it affecting your credit score.
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Minimum and maximum loan periods vary between 1 month and 10 years. APR varies between 2.80% and 71.30% p.a. Total interest repayments vary between £435 and £1,019 over the life of the loan. *APR is based on an unsecured loan of R£15,000 for a term of 3 years. WARNING: This APR is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different APR. These rates can change without further notice. All rates quoted are per annum.
