Danske Bank first started in the UK as Northern Bank in 1809. With a 200-year legacy, it continues catering to the financial well-being of Northern Ireland residents. If you live in Northern Ireland yourself, you can bank with Danske Bank.
A Danske Bank personal loan can fund many personal financing needs. A vacation, a wedding, a new car, a much-needed home repair… the list goes on. If you are feeling the pinch of your budget, though, let the Danske Bank personal loan calculator help you. With this, you can be sure of how much you can borrow and pay off.
Terms from 1 to 10 years. Representative example: 5 year £10,000 loan with comparison rates from 2.8% to 49.9% APR would cost between £10,728 and £27,321, including fees. The interest can vary between £728 and £17,321.
Introducing Danske Bank loans
Before you apply, you should learn about the many different features of Danske Bank loans:
- Limit from £1,000 up to £25,000
- Term from 1 to 5 years
- Fixed APR (currently at 4%)
- Soft search loan quote
- Zero up-front fees
- Credit decision within minutes (if you apply through Danske Bank eBanking)
- Zero penalties on early repayments
- Option to top up on your loan
- Option to apply for a joint loan with a friend or family member
Borrowers can only repay these loans through a Danske Bank personal current account. You will need to open one with them if you do not have it yet.
As for early full settlement of loans, expect Danske Bank to charge two months’ interest.
You can browse more information on Danske Bank loans here.
Applying for Danske Bank loans
Danske Bank has four requirements for your application. You must:
- Be 18 years of age or older
- Earn yearly income or pensions of at least £16,000 (before taxes)
- Have a good credit record
- Have a Danske Bank personal current account
You can apply through Danske Bank eBanking, by phone, or in-person at a branch. You may need to prepare proof and details of your identity, address, and regular income.
If you are self-employed, however, you can only apply by phone or at a branch.
Danske Bank personal loan calculator
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£5,000
to £25,000
From home improvements to buying a car - a Danske Fixed Rate Personal Loan could help spread the cost. Plus, because we allow single and joint applications, you can apply with a partner or family member.
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £25,000
Paying off your debt using a Nationwide loan could give you the chance to take control of your finances.
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £15,000
You are eligible if youre 21 or over and live in the UK permanently, you have a regular yearly income of £6,000+, you are able to make your repayments by Direct Debit, and you havent been declared bankrupt, had a CCJ or an IVA within the last 6 years. All credit is subject to status and credit checks.
Repayment Period
12 months
to 96 months
Loan Amounts
£15,000
to £25,000
Make your plans a reality with a personal loan with fixed monthly payments, an instant credit decision, quick access to funds and no arrangement fee.
Repayment Period
24 months
to 60 months
Loan Amounts
£15,000
to £24,999
When it comes to putting your plans into action, its personal. And with a personalised loan just a few clicks away, getting things moving could be simpler than you think. Get your loan rate before you apply without it affecting your credit score.
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Minimum and maximum loan periods vary between 1 month and 10 years. APR varies between 2.80% and 71.30% p.a. Total interest repayments vary between £435 and £1,019 over the life of the loan. *APR is based on an unsecured loan of R£15,000 for a term of 3 years. WARNING: This APR is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different APR. These rates can change without further notice. All rates quoted are per annum.
