You’re almost done with college! Now, you’re on your way to a new journey. In the past months, you’ve been submitting a few internship and job applications. Fortunately, these companies seem to be really interested in you.
While it’s great that you’re likely to secure full-time employment in the near future, it might not always be enough to secure you financially. This is especially true if you have previous debts and you’re planning to rent an apartment. This is where Future Finance student loans might help you.
Terms from 1 to 10 years. Representative example: 5 year £10,000 loan with comparison rates from 2.8% to 49.9% APR would cost between £10,728 and £27,321, including fees. The interest can vary between £728 and £17,321.
As a young adult who’s just starting, a student loan might help cross a few items off your financial responsibilities. Use our Future Finance loan calculator to compare loan rates with other lenders.
Future Finance student loans review
Future Finance is a lender in Dublin that offers student loans and postgraduate loans. As part of the Fair Student Loan Assessment, they check the student borrowers’ repayment history, current university, and ongoing expenses or borrowings.
So far, Future Finance has lent money to over 22,000 students from 100+ universities and educational institutions. They’re also a member of the Finance and Leasing Association (FLA).
Future Finance loan features
- Allows same-day fund release
- Representative 19.1% APR (variable)
- Free early repayments
- Allows £5 a month during term time and up to 3 months after graduation
- Flexible repayments within 7 to 10-year term
- Allows two 3-month loan holidays
Applying for Future Finance student loans
How to apply for Future Finance student loans
- Go to their application page
- Fill in the required personal details
- Disclose the amount that you need
- Get a quote immediately
- Provide your bank details
- Sign a contract
- Get your funds on the same day
You’re eligible if you
- Are 18 years old or over
- Study or enrolled in an eligible UK university
- Are an international student in the UK or EU
- Live permanently in the UK
Other Key Information
Future Finance also offers postgraduate loans
If you’re taking or planning to enrol in Postgraduate, Masters, and Doctoral programmes, you might want to consider getting their postgrad loans. You can use this money to repay your pending tuition fees and shoulder your living expenses.
Future Finance postgraduate loan features
- Representative 20.6% APR (variable)
- Allows borrowing of money worth £2,000 to £15,000
- 2-minute eligibility check
- 5-minute loan application
- No early repayment fees
- 7 to 10-year term
- Allows two 3-month loan holidays
You’re eligible if you
- Are 18 years old and above
- Live permanently in the UK
- Are a student in the UK or an international student
- Enrolled in an eligible UK university or institution
Future Finance loan calculator
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Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £25,000
Paying off your debt using a Nationwide loan could give you the chance to take control of your finances.
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £15,000
You are eligible if youre 21 or over and live in the UK permanently, you have a regular yearly income of £6,000+, you are able to make your repayments by Direct Debit, and you havent been declared bankrupt, had a CCJ or an IVA within the last 6 years. All credit is subject to status and credit checks.
Repayment Period
12 months
to 96 months
Loan Amounts
£15,000
to £25,000
Make your plans a reality with a personal loan with fixed monthly payments, an instant credit decision, quick access to funds and no arrangement fee.
Repayment Period
24 months
to 60 months
Loan Amounts
£15,000
to £24,999
When it comes to putting your plans into action, its personal. And with a personalised loan just a few clicks away, getting things moving could be simpler than you think. Get your loan rate before you apply without it affecting your credit score.
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Minimum and maximum loan periods vary between 1 month and 10 years. APR varies between 2.80% and 71.30% p.a. Total interest repayments vary between £435 and £1,019 over the life of the loan. *APR is based on an unsecured loan of R£15,000 for a term of 3 years. WARNING: This APR is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different APR. These rates can change without further notice. All rates quoted are per annum.
