Important disclosure

Hampden & Co. Personal Loans Overview

Hampden & Co. logo

Hampden & Co. are a private bank in the UK that started in 2010. They gained their licence in 2015, and now serve both personal and private clients. They focus on delivering superior banking experiences built on trust, speed, and a personal touch.

A Hampden & Co. personal loan may be the answer to your next big expense. The thought of monthly payments might be scary, but there is nothing to fear. You can actually control how much you pay. Use the Hampden & Co. loan calculator to know what will fit within your budget.

Terms from 1 to 10 years. Representative example: 5 year £10,000 loan with comparison rates from 2.8% to 49.9% APR would cost between £10,728 and £27,321, including fees. The interest can vary between £728 and £17,321.

About Hampden & Co. loans

The features of a loan differ from bank to bank. It is always good to know what you are getting with your loan before applying for one. Below are the key features of a Hampden & Co. personal loan:

  • Limit from £1,000 up to £1,000,000
  • Term of 1 to 31 days
  • Interest rate using a “base rate” added by 6%

Not everyone can qualify for a Hampden & Co. personal loan. You’ll need to hold a personal current account with them first before you can proceed.

If you qualify, your application will undergo the Hampden & Co. review. Prepare for the review by having your personal documents and information with you. These may relate to your personal identity, address history, regular income, and regular expenses.

Can’t find the information you need above? You can visit Hampden & Co.’s website here for other details.


 

Hampden & Co. personal loan calculator

Loan Amount

£20,000

Term

3 months

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Minimum and maximum loan periods vary between 1 month and 10 years. APR varies between 2.80% and 71.30% p.a. Total interest repayments vary between £435 and £1,019 over the life of the loan. *APR is based on an unsecured loan of R£15,000 for a term of 3 years. WARNING: This APR is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different APR. These rates can change without further notice. All rates quoted are per annum.

Hampden & Co. Loan FAQs

What is a “base rate”?

It refers to the current Bank of England rate at the time of your application. See how this affects your monthly payment with the Hampden & Co. personal loan calculator.

Do I need to provide any security for my Hampden & Co. loan?

For their personal loans, there is no need. You’ll only need security if you are applying for their secured loans. Such are beyond the scope of this article.

Are Hampden & Co. safe to take a loan from?

Absolutely. The Financial Conduct Authority regulates all their banking activities. The Prudential Regulation Authority has also authorised Hampden & Co. to provide loans.

Do Hampden & Co. charge an arrangement fee?

Yes they do. The arrangement fee will always be 1% of the loan amount that you apply for. Hampden & Co. will not charge the fee for loans below £10,000.

How can I contact Hampden & Co. about my loan?

You can contact them directly through their mobile banking app. You can also contact them through email at [email protected]. Yet another option is calling their London office at 020-3841-9922.

Can I apply for a Hampden & Co. loan without a personal current account?

Sadly, no. Hampden & Co. only provides loans to personal current account holders at this time.

If Hampden & Co. has rejected my loan application, can I try applying again?

You can try, but there is still no guarantee you’ll be approved. You may want to improve your credit score to increase your chances of loan approval.

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