Novuna Personal Finance is a leading financial services provider in the UK. Formerly Hitachi Personal Finance, they specialize in personal loans, car loans, and home improvement loans. They take pride in “not being a bank”, and adding a personal touch to lending.
Are you needing a tune-up for your car, or a makeover for your flat? Or maybe you’ve been wanting to scratch that itch for a trip to Asia? We know how high those costs can be; maybe a Novuna personal loan can help. As with any loan, though, you should only pay as much as you’re able to. Find out what monthly payment fits your budget with the Novuna personal loan calculator.
Terms from 1 to 10 years. Representative example: 5 year £10,000 loan with comparison rates from 2.8% to 49.9% APR would cost between £10,728 and £27,321, including fees. The interest can vary between £728 and £17,321.
Overview of Novuna personal loans
Always do your homework on the loan you’re applying for, before you start your application. This includes becoming familiar with the loan’s different terms and features. Below is a snapshot of what you’re getting with a Novuna personal loan:
- Limit from £1,000 up to £35,000
- Term of 2 to 5 years
- Fixed APR (currently at 3.1% for loans between £7,500 to £25,000)
- Fixed APR (currently at 3.1% for loans between £7,500 to £25,000)
- Repayment via direct debit
- Simple online application process
- Credit decision within minutes (in most cases)
- Zero setup charges and hidden fees
You can visit Novuna’s website here if you need more information.
How to apply
All Novuna loan applicants should meet the following requirements before applying:
- Be 21 years old or older
- Be a permanent UK resident
- Have a permanent source of income, such as employment or pensions
- Own a UK-based bank account or building society account
- Maintain a good credit history
You can apply for the loan directly on Novuna’s website. During your application, you might need to supply additional documents or information. These may relate to your source of income, bank account details, and address history.
Novuna personal loan calculator
EST Monthly Repayment
24 months
to 60 months
EST Monthly Repayment
£7,500
to £25,000
Award-winning Personal Loans Make it happen, Make it Hitachi Personal Finance
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £25,000
Paying off your debt using a Nationwide loan could give you the chance to take control of your finances.
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £15,000
You are eligible if youre 21 or over and live in the UK permanently, you have a regular yearly income of £6,000+, you are able to make your repayments by Direct Debit, and you havent been declared bankrupt, had a CCJ or an IVA within the last 6 years. All credit is subject to status and credit checks.
Repayment Period
12 months
to 96 months
Loan Amounts
£15,000
to £25,000
Make your plans a reality with a personal loan with fixed monthly payments, an instant credit decision, quick access to funds and no arrangement fee.
Repayment Period
24 months
to 60 months
Loan Amounts
£15,000
to £24,999
When it comes to putting your plans into action, its personal. And with a personalised loan just a few clicks away, getting things moving could be simpler than you think. Get your loan rate before you apply without it affecting your credit score.
BestLoanRates.co.uk provides factual information in relation to financial products. While BestLoanRates.co.uk attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and, to the best of our knowledge, is correct at the time of publishing. The information published on BestLoanRates.co.uk is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product, you will be dealing directly with that provider and not with BestLoanRates.co.uk. BestLoanRates.co.uk recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information, please see BestLoanRates.co.uk's Terms of Use.
Minimum and maximum loan periods vary between 1 month and 10 years. APR varies between 2.80% and 71.30% p.a. Total interest repayments vary between £435 and £1,019 over the life of the loan. *APR is based on an unsecured loan of R£15,000 for a term of 3 years. WARNING: This APR is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different APR. These rates can change without further notice. All rates quoted are per annum.
