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JN Bank Personal Loans Overview

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The table below will provide the information you need about JN Bank personal loan options.

How much are JN Bank personal loan rates? Use the JN Bank personal loan calculator below to get an idea of how much your repayments are. Input the amount you want to borrow and the payment terms you prefer to see and view estimated repayments.

Terms from 1 to 10 years. Representative example: 5 year £10,000 loan with comparison rates from 2.8% to 49.9% APR would cost between £10,728 and £27,321, including fees. The interest can vary between £728 and £17,321.

JN Bank personal loans review

JN Bank offers unsecured personal loans for various use cases, from home improvement to debt consolidation. Rates for JN personal loans are fixed, meaning your monthly repayment will not change.

JN Bank loan features

Thinking of applying for a loan from the JN Bank? Here are the key features and benefits to expect:

  • Loan amount and terms. Borrow £1,000 to £15,000, with terms from 1 to 5 years.
  • Full online process. Apply for a loan and manage it using a single profile.
  • Early repayment. Make top-up payments or repay your loan early for free
  • No set-up fees. Apply for a loan for free and only pay the money you borrowed plus interest.

How to apply for a JN Bank personal loan?

Check that you’re eligible:

To qualify, you must:

  • Be at least 21 years old
  • Have a permanent UK address and have been living in the UK for at least 2 years
  • Have a regular source of income (employed or self-employed)
  • Present a net monthly income of at least £1,000 (after tax)
  • Not have a bad credit history
  • Hold a UK bank account with a direct debit facility

What you’ll need:

Besides personal and contact information like a UK mobile or phone number and email address, you should also prepare the following when applying:

  • Valid photo IDs (e.g. passport, EU National ID card, and/or driving licence)
  • Documents showing you are a UK resident for at least 2 years
  • Proof of income and employment
    • For employed – bank statements or benefits/tax credit letter
    • For self-employed – personal and/or business bank statements for the last 2 months, and your latest year’s tax return.
  • Your UK current account details in your name
  • Details of your monthly spending

 

JN Bank personal loan calculator

Provider
Product Information
EST Monthly
Repayment
Interest
Rate
Repayment
Period
Loan
Amounts
Sort loans by

Loan Amount

£10,000

Term

3 months

Change
JN bank

JN bank personal loans (2,500 - 15,000)

JN bank personal loans (2,500 - 15,000)
EST Monthly Repayment
£322 Inclusive of fees
EST Monthly Repayment
9.90%
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£2,500
to £15,000
Go to site
Tidy up your borrowing. Whether you’re looking to reduce the costs of ?borrowing, or simplify your finances, a JN Bank Personal Loan could help. And whatever term you choose, the rate's fixed so you can manage your monthly payments
Featured
Nationwide

Nationwide personal loans (7,500 - 25,000)

EST Monthly Repayment
£290 Inclusive of fees
Interest Rate
2.90%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £25,000
Go to site
Paying off your debt using a Nationwide loan could give you the chance to take control of your finances.
Featured
Santander

Santander personal loans for £7,500-£15,000

EST Monthly Repayment
£291 Inclusive of fees
Interest Rate
3.00%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £15,000
Go to site
You are eligible if you’re 21 or over and live in the UK permanently, you have a regular yearly income of £6,000+, you are able to make your repayments by Direct Debit, and you haven’t been declared bankrupt, had a CCJ or an IVA within the last 6 years. All credit is subject to status and credit checks.
Featured
HSBC

HSBC personal loans (15,000 - 25,000)

EST Monthly Repayment
£295 Inclusive of fees
Interest Rate
3.90%
APR
Repayment Period
12 months
to 96 months
Loan Amounts
£15,000
to £25,000
Go to site
Make your plans a reality with a personal loan with fixed monthly payments, an instant credit decision, quick access to funds and no arrangement fee.
Featured
Barclays

Barclays personal loans (15,000 - 24,999)

EST Monthly Repayment
£308 Inclusive of fees
Interest Rate
6.80%
APR
Repayment Period
24 months
to 60 months
Loan Amounts
£15,000
to £24,999
Go to site
When it comes to putting your plans into action, it’s personal. And with a personalised loan just a few clicks away, getting things moving could be simpler than you think. Get your loan rate before you apply – without it affecting your credit score.

BestLoanRates.co.uk provides factual information in relation to financial products. While BestLoanRates.co.uk attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and, to the best of our knowledge, is correct at the time of publishing. The information published on BestLoanRates.co.uk is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product, you will be dealing directly with that provider and not with BestLoanRates.co.uk. BestLoanRates.co.uk recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information, please see BestLoanRates.co.uk's Terms of Use.

Minimum and maximum loan periods vary between 1 month and 10 years. APR varies between 2.80% and 71.30% p.a. Total interest repayments vary between £435 and £1,019 over the life of the loan. *APR is based on an unsecured loan of R£15,000 for a term of 3 years. WARNING: This APR is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different APR. These rates can change without further notice. All rates quoted are per annum.

JN Loans FAQs

How can apply for a JN Bank loan?

JN Bank loans application is processed online. You must create an account or a profile on their website to apply and get approved for a loan.

How long will it take to get my loan?

JN Bank will try to assess your loan application and provide an offer as fast as possible. Once your loan is approved, the money will be credited to your UK bank account within 2 working days or earlier.

Is JN Bank Jamaica and JN Bank UK the same?

No, JN Bank Jamaica and JN Bank UK are 2 separate entities. This means that being a member of JN Bank Jamaica will not automatically make you a JN Bank UK member.
You will still need to create a new account and profile on JN Bank UK if you wish to apply for a loan.

Learn more about JN Bank in this video

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Bestloanrates.co.uk provides factual information in relation to financial products. While Bestloanrates.co.uk attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the produc provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on Bestloanrates.co.uk is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with Bestloanrates.co.uk. Bestloanrates.co.uk recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information please see Bestloanrates.co.uk’s Terms of Use and Services Guide.

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