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Lifestyle Loans Personal Loans Overview

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The table below gives an overview of all you need to know about Lifestyle Loans personal loans.

How much will Lifestyle financial services loans cost? Use the Lifestyle Loans calculator below to find out how much you will likely pay. Enter the amount you will borrow and the payment terms you want to get an estimated repayment rate. You can use the slider to adjust the amount and terms to see different outcomes.

Terms from 1 to 10 years. Representative example: 5 year £10,000 loan with comparison rates from 2.8% to 49.9% APR would cost between £10,728 and £27,321, including fees. The interest can vary between £728 and £17,321.

Lifestyle Loans review

Lifestyle Loans is a direct lender offering personal loans to anyone, including those with not that strong credit history.

Lifestyle Loans personal loan features

Thinking of applying for a loan from Lifestyle Loans? Here are the key features and benefits to expect:

  • Loan amount and terms. Borrow from £2,000 to £ 7,500, payable over 1 – 5 years
  • Online process. Apply and get approved online with no paperwork.
  • Fast payout. Receive your payout the same day after signing the loan agreement
  • Free early repayment. You can settle your loan early with no extra charges

How to apply for a Lifestyle Loans personal loan?

Check that you’re eligible

To qualify, you must:

  • Be at least 18 years old
  • Be living in the UK
  • Have a regular income above £1000
  • Not have multiple loans taken in the past months
  • Have no recent records of defaults and missed payments
  • Not exhibit signs of gambling problems

What you’ll need:
Besides personal and contact information like mobile or phone number and email address, you should also prepare the following when applying:

  • Valid IDs with address
  • Proof of income
  • Employment details
  • Information on your spending
  • Details of your UK current account in a supported bank

 

Lifestyle Loans personal loan calculator

Provider
Product Information
EST Monthly
Repayment
Interest
Rate
Repayment
Period
Loan
Amounts
Sort loans by

Loan Amount

£4,500

Term

3 months

Change
Lifestyle Loans

Lifestyle Loans personal loans

Lifestyle Loans personal loans
EST Monthly Repayment
£243 Inclusive of fees
EST Monthly Repayment
49.90%
APR
EST Monthly Repayment
12 months
to 60 months
EST Monthly Repayment
£1,000
to £5,000
Go to site
At Lifestyle, we’ve done our best to make our online application process as simple and transparent as possible.
Featured
Nationwide

Nationwide personal loans (7,500 - 25,000)

EST Monthly Repayment
£131 Inclusive of fees
Interest Rate
2.90%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £25,000
Go to site
Paying off your debt using a Nationwide loan could give you the chance to take control of your finances.
Featured
Santander

Santander personal loans for £7,500-£15,000

EST Monthly Repayment
£131 Inclusive of fees
Interest Rate
3.00%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £15,000
Go to site
You are eligible if you’re 21 or over and live in the UK permanently, you have a regular yearly income of £6,000+, you are able to make your repayments by Direct Debit, and you haven’t been declared bankrupt, had a CCJ or an IVA within the last 6 years. All credit is subject to status and credit checks.
Featured
HSBC

HSBC personal loans (15,000 - 25,000)

EST Monthly Repayment
£133 Inclusive of fees
Interest Rate
3.90%
APR
Repayment Period
12 months
to 96 months
Loan Amounts
£15,000
to £25,000
Go to site
Make your plans a reality with a personal loan with fixed monthly payments, an instant credit decision, quick access to funds and no arrangement fee.
Featured
Barclays

Barclays personal loans (15,000 - 24,999)

EST Monthly Repayment
£139 Inclusive of fees
Interest Rate
6.80%
APR
Repayment Period
24 months
to 60 months
Loan Amounts
£15,000
to £24,999
Go to site
When it comes to putting your plans into action, it’s personal. And with a personalised loan just a few clicks away, getting things moving could be simpler than you think. Get your loan rate before you apply – without it affecting your credit score.

BestLoanRates.co.uk provides factual information in relation to financial products. While BestLoanRates.co.uk attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and, to the best of our knowledge, is correct at the time of publishing. The information published on BestLoanRates.co.uk is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product, you will be dealing directly with that provider and not with BestLoanRates.co.uk. BestLoanRates.co.uk recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information, please see BestLoanRates.co.uk's Terms of Use.

Minimum and maximum loan periods vary between 1 month and 10 years. APR varies between 2.80% and 71.30% p.a. Total interest repayments vary between £435 and £1,019 over the life of the loan. *APR is based on an unsecured loan of R£15,000 for a term of 3 years. WARNING: This APR is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different APR. These rates can change without further notice. All rates quoted are per annum.

Lifestyle Loans FAQs

Do I need a good credit score to get a Lifestyle Loans personal loan?

Not really. Lifestyle Loans try to provide borrowers with fair chances, so they don’t solely rely on credit scores. But they will need to verify your current ability to repay your loans. Recent bad credit records like missed payments and taking too many loans can affect Lifestyle Loans’ decision.

How does Lifestyle Loans do credit search?

Lifestyle Loans can access and evaluate your bank details through Credit Kudos, a third-party Open Banking technology provider. Credit Kudos is approved by FCA and only provides data in a read-only mode. This means Lifestyle Loans can and will not store, change or use your banking details for any reason.

What happens if my bank is not supported by Credit Kudos?

Unfortunately, if your bank is not supported by Credit Kudos, Lifestyle Loans cannot approve your loan. Some banks that currently do not provide open banking data are Metro Bank, Starling, Co-op and Yorkshire bank. If your bank is any of these, your application will be likely rejected.

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Bestloanrates.co.uk provides factual information in relation to financial products. While Bestloanrates.co.uk attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the produc provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on Bestloanrates.co.uk is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with Bestloanrates.co.uk. Bestloanrates.co.uk recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information please see Bestloanrates.co.uk’s Terms of Use and Services Guide.

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